Insurance

Virtually all corporate transactions and activities in the 21st century include complex insurance elements, either by virtue of the parties being in this highly-regulated industry or in relation to the risks insured against. In some instances, insurance may be the dominant feature in a matter, such as when an insurance portfolio is transferred from one service provider to another, or a coverage issue and a dispute arises in relation to a claim. In other cases, insurance may form a smaller but no less vital component, whether in relation to a sale or purchase agreement in a cross-border M&A transaction wherein warranties and indemnities are insured, or in terms of the regulatory approvals that might be required.

Our insurance law specialists are active across the insurance value chain in Sub-Saharan Africa, and provide the highest quality advisory and dispute resolutions services to some of the region’s leading (re)insurers and policyholders.

Deal teams seamlessly integrate insurance law specialists, whose market experience coupled with the team’s solid appreciation of the client and sector, and leads to tailored support on intricate, high-value transactions such as acquisitions and investments, financing and tax. Our complete range of advisory services covers policy wording issues, product development, insurance portfolio reviews, support through the placement of deal-specific cover and incident or claim related advice.

We are regularly approached by (re)insurers and corporates to provide guidance on insurance-related regulatory, compliance and governance issues. Our strong relationships with financial services regulators across the continent, combined with a deep knowledge of local regulations and business conditions underpins the incomparable value we offer in this space.

We offer a full range of insurance dispute resolution support, with deep coverage, defence and enforcement capabilities across all sectors where risk is inherent. We also have specialist dispute experience in all specialist insurance lines, including financial lines, aviation, data and cyber, environmental, construction and engineering, healthcare, manufacturing, marine, mining, and telecommunications, among others.

Our dedicated insurance specialists work closely with our M&A, finance, corporate investigations, employment, real estate and tax colleagues, offering clients the broadest range of insurance legal services reinforced by genuine sector expertise.

  • Retained as Company Secretary and external legal counsel to Mayfair Insurance Company Uganda Limited, Sanlam Insurance Uganda Limited, and Marsh Insurance Brokers Uganda Limited, advising on corporate governance, board matters, regulatory compliance and company secretarial services.
  • Represented Agro Consortium (U) Limited before the Insurance Regulatory Authority of Uganda in a dispute concerning unpaid premium subsidies under the National Agricultural Insurance Scheme.
  • Successfully represented Sanlam General Insurance Uganda Limited in appellate proceedings before the Commercial Division of the High Court arising from a decision of the Insurance Appeals Tribunal.
  • Successfully defended Lion Insurance Uganda Limited in a claim under a performance bond.
  • Represented Mayfair Insurance Company Uganda Limited, Marsh Insurance Brokers Uganda Limited, AIG, and Sanlam Insurance Uganda Limited in a range of contentious and non-contentious insurance claims.
  • Represented dfcu Bank Limited in a workers’ compensation claim in which Jubilee Insurance Company Uganda Limited was joined as a third party to indemnify the injured employee.
  • Currently advising and acting for Sanlam Life Insurance Uganda Limited in civil proceedings and related criminal prosecutions involving fraud by former employees.